West Virginia foreclosures and housing market
How foreclosure works in West Virginia, which counties lean to buyers or sellers, and how many homes are for sale right now.
How's the market in West Virginia?
A strong seller's market.
Listings spent about 62 days on the market, and 18% had a price cut in October 2026.
Market figures: Realtor.com® Economic Research, October 2026. Free weekly email. Unsubscribe anytime.
Distressed properties in West Virginia
Pre-foreclosures, auctions, bank-owned and HUD homes from county notices, with the street area instead of the house number.
Representative photoWe are not tracking properties in West Virginia yet
Our property list covers a handful of counties so far. Leave your email for the free weekly brief, and we will note that you want property alerts for West Virginia.
The closest place we track is Florida, with 1 property.
The West Virginia market in October 2026
Our score compares how many listings went under contract with how many were for sale, ranked against every US county. Low scores lean to buyers, high scores to sellers.
West Virginia market score
- Homes for sale
- 4,456
- US: 1,179,101
- Typical days on market
- 62
- US: 66
- Listings with a price cut
- 18%
- US: 21%
- Homes for sale vs pre-pandemic
- −47%
- US: −7%
- October 2026 vs the October average for 2017 to 2019.
Market score by county
Check any countyGray counties had too few listings to score. Tap a county for its full answer.
Most buyer-friendly counties
Lowest scores among counties with 50+ homes for sale.
- 3Nicholas County63 days on market · 16% with a price cut · 75 for sale
- 18Hardy County74 days on market · 15% with a price cut · 55 for sale
- 45Pocahontas County117 days on market · 8% with a price cut · 145 for sale
- 49Hampshire County47 days on market · 23% with a price cut · 84 for sale
- 49Tucker County87 days on market · 14% with a price cut · 62 for sale
Most seller-friendly counties
Highest scores among counties with 50+ homes for sale.
- 99Jefferson County44 days on market · 17% with a price cut · 258 for sale
- 97Preston County67 days on market · 15% with a price cut · 60 for sale
- 97Hancock County55 days on market · 21% with a price cut · 57 for sale
- 96Berkeley County46 days on market · 17% with a price cut · 477 for sale
- 94Marion County43 days on market · 20% with a price cut · 104 for sale
Source: Realtor.com® Economic Research, October 2026 county data. County days on market are medians. State and US figures weight each county by its homes for sale. Price-cut share is the share of listings with a price reduction.
How foreclosure works in West Virginia
Most West Virginia foreclosures are non-judicial.
- Main steps and notices
- The lender sends a notice of default giving 10 days to cure.
- The sale is advertised in the county, and notice goes to the borrower by certified mail.
- Catching up before the sale
- The 10-day right to cure is lost after three defaults on the same loan.
- After the sale
- There is no right to redeem after the sale.
- Before any of this starts
- Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind.
- Governing law
- West Virginia Code § 38-1-4; § 38-1-7; § 46A-2-106
Sources
- Justia, Foreclosure laws and procedures: 50-state survey (last reviewed November 2022)
- Nolo, Foreclosure redemption period rights (state chart)
- Consumer Financial Protection Bureau, How to avoid foreclosure
General information, not legal advice.
Laws change and each case differs. Anyone facing foreclosure should talk with a local attorney or a HUD-approved housing counselor.
Go deeper
- Check any county's marketPick a county in West Virginia and see whether it leans to buyers or sellers.
- Read the buying guidesHow to buy pre-foreclosures, auction homes, bank-owned homes, HUD homes and short sales.
- Help if you're behind on your mortgageWhere you are in the process, your options, free counselors and scam warnings.
West Virginia questions
Is foreclosure in West Virginia judicial or non-judicial?
Most West Virginia foreclosures are non-judicial.
Can a homeowner get the home back after a foreclosure sale in West Virginia?
There is no right to redeem after the sale.
Can a borrower in West Virginia catch up on the loan before the sale?
The 10-day right to cure is lost after three defaults on the same loan.
Is West Virginia a buyer's or seller's market right now?
A strong seller's market. West Virginia scores 85 out of 100 on our market scale, where low scores lean to buyers. Listings spent about 62 days on the market, and 18% had a price cut in October 2026. Source: Realtor.com® Economic Research.
How far behind does a borrower have to be before foreclosure starts?
Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind. Source: Consumer Financial Protection Bureau.