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Utah foreclosures and housing market

How foreclosure works in Utah, which counties lean to buyers or sellers, and how many homes are for sale right now.

How's the market in Utah?

A balanced market.

Listings spent about 74 days on the market, and 25% had a price cut in October 2026.

Market figures: Realtor.com® Economic Research, October 2026. Free weekly email. Unsubscribe anytime.

Stone and stucco homes under red sandstone cliffs at sunset

Distressed properties in Utah

Pre-foreclosures, auctions, bank-owned and HUD homes from county notices. Pick a status or tap a ZIP on the map. We show the street area, never the house number.

128properties in UtahUpdated Nov 7, 2026

© OpenFreeMap © OpenMapTiles © OpenStreetMap contributors · ZIP areas: US Census

Filter by ZIP

36 properties have no ZIP on file yet, so they show in the list but not on the map.

128 properties match

Stone and stucco home on a desert streetPre-foreclosureRepresentative photo

S Cottonwood Dr area

Washington County, UT

Pre-foreclosure: the owner got a notice of default. They still own the home and may sell before the sale date.

Unconfirmed details
Modern desert home with a flat roofPre-foreclosureRepresentative photo

N 3820 W area

Apple Valley, UT 84737 · Washington County

Pre-foreclosure: the owner got a notice of default. They still own the home and may sell before the sale date.

Unconfirmed details
Single-story ranch home with a small yardPre-foreclosureRepresentative photo

W 150 S area

Washington County, UT

Pre-foreclosure: the owner got a notice of default. They still own the home and may sell before the sale date.

Unconfirmed details
Stucco home with red rock behind it in southern UtahPre-foreclosureRepresentative photo

N Johnson Arch Dr area

Washington County, UT

Pre-foreclosure: the owner got a notice of default. They still own the home and may sell before the sale date.

Unconfirmed details
Stucco home with red rock behind it in southern UtahPre-foreclosureRepresentative photo

N Quail Ridge Dr area

Washington County, UT

Pre-foreclosure: the owner got a notice of default. They still own the home and may sell before the sale date.

Unconfirmed details
Modern desert home with a flat roofPre-foreclosureRepresentative photo

E Bulloch St area

Washington, UT 84780 · Washington County

Pre-foreclosure: the owner got a notice of default. They still own the home and may sell before the sale date.

Unconfirmed details
Stone and stucco home on a desert streetPre-foreclosureRepresentative photo

E 860 N area

Hurricane, UT 84737 · Washington County

Pre-foreclosure: the owner got a notice of default. They still own the home and may sell before the sale date.

Unconfirmed details
Stucco home with red rock behind it in southern UtahPre-foreclosureRepresentative photo

W Center St area

Ivins, UT 84738 · Washington County

Pre-foreclosure: the owner got a notice of default. They still own the home and may sell before the sale date.

Unconfirmed details
Stone and stucco home on a desert streetPre-foreclosureRepresentative photo

N 2040 E area

St. George, UT 84790 · Washington County

Pre-foreclosure: the owner got a notice of default. They still own the home and may sell before the sale date.

Unconfirmed details

Source: county notices compiled by Real Estate Intel. Photos are representative, not the actual homes. Street areas only, never house numbers or owner names. Confirm every detail with the county before you act.

The Utah market in October 2026

Our score compares how many listings went under contract with how many were for sale, ranked against every US county. Low scores lean to buyers, high scores to sellers.

Utah market score

48Balanced market
Buyer's marketUS: 61Seller's market
Homes for sale
15,430
US: 1,179,101
Typical days on market
74
US: 66
Listings with a price cut
25%
US: 21%
Homes for sale vs pre-pandemic
+31%
US: −7%
October 2026 vs the October average for 2017 to 2019.

Market score by county

Check any county
Summit County: 74 out of 100San Juan County: 61 out of 100Daggett County: 9 out of 100Morgan County: 37 out of 100Cache County: 43 out of 100Davis County: 53 out of 100Piute County: 7 out of 100Utah County: 61 out of 100Sanpete County: 7 out of 100Wayne County: 2 out of 100Emery County: 24 out of 100Garfield County: 9 out of 100Beaver County: 9 out of 100Iron County: 27 out of 100Box Elder County: 30 out of 100Uintah County: 57 out of 100Washington County: 29 out of 100Duchesne County: 41 out of 100Juab County: 12 out of 100Millard County: 53 out of 100Sevier County: 32 out of 100Tooele County: 48 out of 100Carbon County: 23 out of 100Grand County: 5 out of 100Rich County: 6 out of 100Wasatch County: 88 out of 100Salt Lake County: 45 out of 100Weber County: 46 out of 100Kane County: 11 out of 100
Leans to buyersLeans to sellers

Gray counties had too few listings to score. Tap a county for its full answer.

Most buyer-friendly counties

Lowest scores among counties with 50+ homes for sale.

  1. 5Grand County112 days on market · 9% with a price cut · 146 for sale
  2. 6Rich County137 days on market · 11% with a price cut · 162 for sale
  3. 7Sanpete County100 days on market · 18% with a price cut · 204 for sale
  4. 9Garfield County96 days on market · 5% with a price cut · 72 for sale
  5. 9Beaver County168 days on market · 10% with a price cut · 54 for sale

Most seller-friendly counties

Highest scores among counties with 50+ homes for sale.

  1. 88Wasatch County106 days on market · 10% with a price cut · 682 for sale
  2. 74Summit County105 days on market · 9% with a price cut · 824 for sale
  3. 61Utah County68 days on market · 27% with a price cut · 2,815 for sale
  4. 57Uintah County65 days on market · 24% with a price cut · 127 for sale
  5. 53Davis County56 days on market · 32% with a price cut · 940 for sale

Source: Realtor.com® Economic Research, October 2026 county data. County days on market are medians. State and US figures weight each county by its homes for sale. Price-cut share is the share of listings with a price reduction.

Non-judicial

How foreclosure works in Utah

Most Utah foreclosures are non-judicial trustee sales.

Main steps and notices
  • The lender sends a pre-foreclosure notice with at least 30 days to cure.
  • The trustee records a notice of default. Three months must pass before the notice of sale.
  • The sale is published once a week for three weeks, the last 10 to 30 days before, and posted at least 20 days before.
Catching up before the sale
The borrower can reinstate for three months after the notice of default is recorded.
After the sale
There is no right to redeem after the sale.
Before any of this starts
Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind.
Governing law
Utah Code § 57-1-24 et seq.

Sources

General information, not legal advice.

Laws change and each case differs. Anyone facing foreclosure should talk with a local attorney or a HUD-approved housing counselor.

Go deeper in Utah

Utah questions

Is foreclosure in Utah judicial or non-judicial?

Most Utah foreclosures are non-judicial trustee sales.

Can a homeowner get the home back after a foreclosure sale in Utah?

There is no right to redeem after the sale.

Can a borrower in Utah catch up on the loan before the sale?

The borrower can reinstate for three months after the notice of default is recorded.

Is Utah a buyer's or seller's market right now?

A balanced market. Utah scores 48 out of 100 on our market scale, where low scores lean to buyers. Listings spent about 74 days on the market, and 25% had a price cut in October 2026. Source: Realtor.com® Economic Research.

How far behind does a borrower have to be before foreclosure starts?

Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind. Source: Consumer Financial Protection Bureau.