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Tennessee foreclosures and housing market

How foreclosure works in Tennessee, which counties lean to buyers or sellers, and how many homes are for sale right now.

How's the market in Tennessee?

A balanced market.

Listings spent about 70 days on the market, and 23% had a price cut in October 2026.

Market figures: Realtor.com® Economic Research, October 2026. Free weekly email. Unsubscribe anytime.

Distressed properties in Tennessee

Pre-foreclosures, auctions, bank-owned and HUD homes from county notices, with the street area instead of the house number.

Representative photo

We are not tracking properties in Tennessee yet

Our property list covers a handful of counties so far. Leave your email for the free weekly brief, and we will note that you want property alerts for Tennessee.

The closest place we track is Florida, with 1 property.

The Tennessee market in October 2026

Our score compares how many listings went under contract with how many were for sale, ranked against every US county. Low scores lean to buyers, high scores to sellers.

Tennessee market score

53Balanced market
Buyer's marketUS: 61Seller's market
Homes for sale
37,424
US: 1,179,101
Typical days on market
70
US: 66
Listings with a price cut
23%
US: 21%
Homes for sale vs pre-pandemic
+35%
US: −7%
October 2026 vs the October average for 2017 to 2019.

Market score by county

Check any county
Scott County: 33 out of 100Sequatchie County: 9 out of 100Bledsoe County: 71 out of 100Giles County: 29 out of 100Chester County: 31 out of 100Trousdale County: 41 out of 100Gibson County: 71 out of 100Benton County: 43 out of 100Lewis County: 15 out of 100Madison County: 45 out of 100Washington County: 66 out of 100Crockett County: 35 out of 100Hancock County: 5 out of 100Smith County: 43 out of 100Loudon County: 68 out of 100Shelby County: 43 out of 100Houston County: 21 out of 100Johnson County: 26 out of 100Meigs County: 37 out of 100Cocke County: 40 out of 100Dickson County: 44 out of 100Grainger County: 37 out of 100Hawkins County: 59 out of 100Henderson County: 41 out of 100Haywood County: 23 out of 100Tipton County: 65 out of 100McNairy County: 14 out of 100Perry County: 14 out of 100Maury County: 73 out of 100Sevier County: 21 out of 100Polk County: 25 out of 100Dyer County: 34 out of 100Coffee County: 47 out of 100Warren County: 40 out of 100Sumner County: 66 out of 100Anderson County: 69 out of 100Clay County: 15 out of 100Greene County: 61 out of 100Fentress County: 26 out of 100Overton County: 25 out of 100Obion County: 30 out of 100Blount County: 68 out of 100Carroll County: 33 out of 100Henry County: 37 out of 100Campbell County: 27 out of 100Jefferson County: 44 out of 100DeKalb County: 19 out of 100Stewart County: 11 out of 100White County: 54 out of 100Humphreys County: 17 out of 100Hardeman County: 15 out of 100Carter County: 76 out of 100Robertson County: 71 out of 100Bradley County: 53 out of 100Weakley County: 49 out of 100Williamson County: 82 out of 100Pickett County: 2 out of 100Lawrence County: 46 out of 100Putnam County: 46 out of 100Davidson County: 33 out of 100Wilson County: 79 out of 100Union County: 58 out of 100Fayette County: 69 out of 100Franklin County: 35 out of 100Marion County: 32 out of 100Rutherford County: 72 out of 100Hickman County: 25 out of 100Cumberland County: 27 out of 100Hardin County: 10 out of 100Lake County: 26 out of 100Roane County: 76 out of 100Grundy County: 31 out of 100Moore County: 47 out of 100Cannon County: 43 out of 100McMinn County: 57 out of 100Montgomery County: 43 out of 100Wayne County: 17 out of 100Decatur County: 13 out of 100Bedford County: 31 out of 100Hamblen County: 65 out of 100Jackson County: 22 out of 100Monroe County: 43 out of 100Unicoi County: 28 out of 100Lincoln County: 37 out of 100Marshall County: 69 out of 100Hamilton County: 54 out of 100Lauderdale County: 68 out of 100Morgan County: 50 out of 100Claiborne County: 32 out of 100Sullivan County: 71 out of 100Knox County: 80 out of 100Van Buren County: 28 out of 100Macon County: 26 out of 100Rhea County: 40 out of 100Cheatham County: 36 out of 100
Leans to buyersLeans to sellers

Gray counties had too few listings to score. Tap a county for its full answer.

Source: Realtor.com® Economic Research, October 2026 county data. County days on market are medians. State and US figures weight each county by its homes for sale. Price-cut share is the share of listings with a price reduction.

Non-judicial

How foreclosure works in Tennessee

Most Tennessee foreclosures are non-judicial.

Main steps and notices
  • The sale is published in a county newspaper at least three times, the first at least 20 days before.
  • Notice goes to the borrower by registered or certified mail by the first publication date.
Catching up before the sale
A right to reinstate is required only on high-cost home loans.
After the sale
The borrower has two years after the sale to redeem, unless the loan documents waive it.
Before any of this starts
Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind.
Governing law
Tennessee Code § 35-5-101 et seq.; § 45-20-104; § 66-8-101 et seq.

Sources

General information, not legal advice.

Laws change and each case differs. Anyone facing foreclosure should talk with a local attorney or a HUD-approved housing counselor.

Tennessee questions

Is foreclosure in Tennessee judicial or non-judicial?

Most Tennessee foreclosures are non-judicial.

Can a homeowner get the home back after a foreclosure sale in Tennessee?

The borrower has two years after the sale to redeem, unless the loan documents waive it.

Can a borrower in Tennessee catch up on the loan before the sale?

A right to reinstate is required only on high-cost home loans.

Is Tennessee a buyer's or seller's market right now?

A balanced market. Tennessee scores 53 out of 100 on our market scale, where low scores lean to buyers. Listings spent about 70 days on the market, and 23% had a price cut in October 2026. Source: Realtor.com® Economic Research.

How far behind does a borrower have to be before foreclosure starts?

Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind. Source: Consumer Financial Protection Bureau.