New Hampshire foreclosures and housing market
How foreclosure works in New Hampshire, which counties lean to buyers or sellers, and how many homes are for sale right now.
How's the market in New Hampshire?
A strong seller's market.
Listings spent about 58 days on the market, and 20% had a price cut in October 2026.
Market figures: Realtor.com® Economic Research, October 2026. Free weekly email. Unsubscribe anytime.
Distressed properties in New Hampshire
Pre-foreclosures, auctions, bank-owned and HUD homes from county notices, with the street area instead of the house number.
Representative photoWe are not tracking properties in New Hampshire yet
Our property list covers a handful of counties so far. Leave your email for the free weekly brief, and we will note that you want property alerts for New Hampshire.
The closest place we track is Florida, with 1 property.
The New Hampshire market in October 2026
Our score compares how many listings went under contract with how many were for sale, ranked against every US county. Low scores lean to buyers, high scores to sellers.
New Hampshire market score
- Homes for sale
- 3,771
- US: 1,179,101
- Typical days on market
- 58
- US: 66
- Listings with a price cut
- 20%
- US: 21%
- Homes for sale vs pre-pandemic
- −44%
- US: −7%
- October 2026 vs the October average for 2017 to 2019.
Market score by county
Check any countyGray counties had too few listings to score. Tap a county for its full answer.
Most buyer-friendly counties
Lowest scores among counties with 50+ homes for sale.
- 24Coos County95 days on market · 19% with a price cut · 240 for sale
- 60Sullivan County65 days on market · 22% with a price cut · 173 for sale
- 65Carroll County75 days on market · 17% with a price cut · 386 for sale
- 70Grafton County80 days on market · 19% with a price cut · 451 for sale
- 74Belknap County69 days on market · 20% with a price cut · 348 for sale
Most seller-friendly counties
Highest scores among counties with 50+ homes for sale.
- 97Hillsborough County38 days on market · 20% with a price cut · 633 for sale
- 96Rockingham County45 days on market · 18% with a price cut · 753 for sale
- 95Merrimack County45 days on market · 19% with a price cut · 320 for sale
- 88Strafford County52 days on market · 26% with a price cut · 273 for sale
- 87Cheshire County54 days on market · 27% with a price cut · 194 for sale
Source: Realtor.com® Economic Research, October 2026 county data. County days on market are medians. State and US figures weight each county by its homes for sale. Price-cut share is the share of listings with a price reduction.
How foreclosure works in New Hampshire
Most New Hampshire foreclosures are non-judicial.
- Main steps and notices
- For a home loan, the lender serves or mails notice of the sale at least 45 days before.
- The sale is published once a week for three weeks, the first at least 20 days before.
- Catching up before the sale
- State law does not require a right to reinstate.
- After the sale
- The borrower can redeem before the sale, but not after.
- Before any of this starts
- Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind.
- Governing law
- New Hampshire Revised Statutes § 479:18; § 479:25; § 508:6
Sources
- Justia, Foreclosure laws and procedures: 50-state survey (last reviewed November 2022)
- Nolo, Foreclosure redemption period rights (state chart)
- Consumer Financial Protection Bureau, How to avoid foreclosure
General information, not legal advice.
Laws change and each case differs. Anyone facing foreclosure should talk with a local attorney or a HUD-approved housing counselor.
Go deeper
- Check any county's marketPick a county in New Hampshire and see whether it leans to buyers or sellers.
- Read the buying guidesHow to buy pre-foreclosures, auction homes, bank-owned homes, HUD homes and short sales.
- Help if you're behind on your mortgageWhere you are in the process, your options, free counselors and scam warnings.
New Hampshire questions
Is foreclosure in New Hampshire judicial or non-judicial?
Most New Hampshire foreclosures are non-judicial.
Can a homeowner get the home back after a foreclosure sale in New Hampshire?
The borrower can redeem before the sale, but not after.
Can a borrower in New Hampshire catch up on the loan before the sale?
State law does not require a right to reinstate.
Is New Hampshire a buyer's or seller's market right now?
A strong seller's market. New Hampshire scores 89 out of 100 on our market scale, where low scores lean to buyers. Listings spent about 58 days on the market, and 20% had a price cut in October 2026. Source: Realtor.com® Economic Research.
How far behind does a borrower have to be before foreclosure starts?
Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind. Source: Consumer Financial Protection Bureau.