Missouri foreclosures and housing market
How foreclosure works in Missouri, which counties lean to buyers or sellers, and how many homes are for sale right now.
How's the market in Missouri?
A seller's market.
Listings spent about 61 days on the market, and 20% had a price cut in October 2026.
Market figures: Realtor.com® Economic Research, October 2026. Free weekly email. Unsubscribe anytime.
Distressed properties in Missouri
Pre-foreclosures, auctions, bank-owned and HUD homes from county notices, with the street area instead of the house number.
Representative photoWe are not tracking properties in Missouri yet
Our property list covers a handful of counties so far. Leave your email for the free weekly brief, and we will note that you want property alerts for Missouri.
The closest place we track is Texas, with 2 properties.
The Missouri market in October 2026
Our score compares how many listings went under contract with how many were for sale, ranked against every US county. Low scores lean to buyers, high scores to sellers.
Missouri market score
- Homes for sale
- 22,196
- US: 1,179,101
- Typical days on market
- 61
- US: 66
- Listings with a price cut
- 20%
- US: 21%
- Homes for sale vs pre-pandemic
- −11%
- US: −7%
- October 2026 vs the October average for 2017 to 2019.
Market score by county
Check any countyGray counties had too few listings to score. Tap a county for its full answer.
Most buyer-friendly counties
Lowest scores among counties with 50+ homes for sale.
- 1Audrain County64 days on market · 28% with a price cut · 95 for sale
- 3Boone County53 days on market · 24% with a price cut · 603 for sale
- 10Ozark County127 days on market · 17% with a price cut · 84 for sale
- 11Camden County74 days on market · 17% with a price cut · 1,078 for sale
- 14Stone County98 days on market · 21% with a price cut · 644 for sale
Most seller-friendly counties
Highest scores among counties with 50+ homes for sale.
- 95Clay County52 days on market · 22% with a price cut · 703 for sale
- 95Jefferson County40 days on market · 20% with a price cut · 458 for sale
- 95Cole County46 days on market · 17% with a price cut · 148 for sale
- 92Clinton County63 days on market · 18% with a price cut · 69 for sale
- 90Platte County60 days on market · 22% with a price cut · 370 for sale
Source: Realtor.com® Economic Research, October 2026 county data. County days on market are medians. State and US figures weight each county by its homes for sale. Price-cut share is the share of listings with a price reduction.
How foreclosure works in Missouri
Most Missouri foreclosures are non-judicial.
- Main steps and notices
- The lender mails notice of the sale by certified or registered mail at least 20 days before.
- The sale is published, daily 20 times in counties with a city of 50,000 or more, and weekly for four weeks elsewhere.
- Catching up before the sale
- State law does not require a right to reinstate.
- After the sale
- If the lender buys the home, the borrower can redeem for up to one year by giving written notice and posting a bond on time. If a third party buys it, there's no right to redeem.
- Before any of this starts
- Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind.
- Governing law
- Missouri Revised Statutes § 443.240; § 443.320; § 443.325; § 443.410; § 443.420
Sources
- Justia, Foreclosure laws and procedures: 50-state survey (last reviewed November 2022)
- Nolo, Foreclosure redemption period rights (state chart)
- Consumer Financial Protection Bureau, How to avoid foreclosure
General information, not legal advice.
Laws change and each case differs. Anyone facing foreclosure should talk with a local attorney or a HUD-approved housing counselor.
Go deeper
- Check any county's marketPick a county in Missouri and see whether it leans to buyers or sellers.
- Read the buying guidesHow to buy pre-foreclosures, auction homes, bank-owned homes, HUD homes and short sales.
- Help if you're behind on your mortgageWhere you are in the process, your options, free counselors and scam warnings.
Missouri questions
Is foreclosure in Missouri judicial or non-judicial?
Most Missouri foreclosures are non-judicial.
Can a homeowner get the home back after a foreclosure sale in Missouri?
If the lender buys the home, the borrower can redeem for up to one year by giving written notice and posting a bond on time. If a third party buys it, there's no right to redeem.
Can a borrower in Missouri catch up on the loan before the sale?
State law does not require a right to reinstate.
Is Missouri a buyer's or seller's market right now?
A seller's market. Missouri scores 70 out of 100 on our market scale, where low scores lean to buyers. Listings spent about 61 days on the market, and 20% had a price cut in October 2026. Source: Realtor.com® Economic Research.
How far behind does a borrower have to be before foreclosure starts?
Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind. Source: Consumer Financial Protection Bureau.