Idaho foreclosures and housing market
How foreclosure works in Idaho, which counties lean to buyers or sellers, and how many homes are for sale right now.
How's the market in Idaho?
A seller's market.
Listings spent about 70 days on the market, and 18% had a price cut in October 2026.
Market figures: Realtor.com® Economic Research, October 2026. Free weekly email. Unsubscribe anytime.
Distressed properties in Idaho
Pre-foreclosures, auctions, bank-owned and HUD homes from county notices, with the street area instead of the house number.
Representative photoWe are not tracking properties in Idaho yet
Our property list covers a handful of counties so far. Leave your email for the free weekly brief, and we will note that you want property alerts for Idaho.
The closest place we track is Nevada, with 9 properties.
The Idaho market in October 2026
Our score compares how many listings went under contract with how many were for sale, ranked against every US county. Low scores lean to buyers, high scores to sellers.
Idaho market score
- Homes for sale
- 8,607
- US: 1,179,101
- Typical days on market
- 70
- US: 66
- Listings with a price cut
- 18%
- US: 21%
- Homes for sale vs pre-pandemic
- 0%
- US: −7%
- October 2026 vs the October average for 2017 to 2019.
Market score by county
Check any countyGray counties had too few listings to score. Tap a county for its full answer.
Most buyer-friendly counties
Lowest scores among counties with 50+ homes for sale.
- 9Bear Lake County114 days on market · 15% with a price cut · 87 for sale
- 9Adams County128 days on market · 16% with a price cut · 52 for sale
- 12Lemhi County100 days on market · 16% with a price cut · 60 for sale
- 13Idaho County124 days on market · 9% with a price cut · 130 for sale
- 14Gooding County61 days on market · 25% with a price cut · 50 for sale
Most seller-friendly counties
Highest scores among counties with 50+ homes for sale.
- 97Canyon County50 days on market · 21% with a price cut · 840 for sale
- 95Ada County46 days on market · 17% with a price cut · 1,786 for sale
- 91Elmore County59 days on market · 10% with a price cut · 113 for sale
- 85Kootenai County63 days on market · 17% with a price cut · 979 for sale
- 84Jefferson County64 days on market · 22% with a price cut · 101 for sale
Source: Realtor.com® Economic Research, October 2026 county data. County days on market are medians. State and US figures weight each county by its homes for sale. Price-cut share is the share of listings with a price reduction.
How foreclosure works in Idaho
Most Idaho foreclosures are non-judicial trustee sales.
- Main steps and notices
- The trustee records a notice of default. For a primary residence, the lender sends loan modification information and must decide an application within 45 days.
- The notice of sale is mailed at least 120 days before the sale.
- It's published once a week for four weeks, the last at least 30 days before the sale.
- The buyer can evict 10 days after the sale.
- Catching up before the sale
- The borrower can reinstate up to 115 days after the notice of default is recorded.
- After the sale
- There is no right to redeem after the sale.
- Before any of this starts
- Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind.
- Governing law
- Idaho Code § 45-1502 et seq.
Sources
- Justia, Foreclosure laws and procedures: 50-state survey (last reviewed November 2022)
- Nolo, Foreclosure redemption period rights (state chart)
- Consumer Financial Protection Bureau, How to avoid foreclosure
General information, not legal advice.
Laws change and each case differs. Anyone facing foreclosure should talk with a local attorney or a HUD-approved housing counselor.
Go deeper
- Check any county's marketPick a county in Idaho and see whether it leans to buyers or sellers.
- Read the buying guidesHow to buy pre-foreclosures, auction homes, bank-owned homes, HUD homes and short sales.
- Help if you're behind on your mortgageWhere you are in the process, your options, free counselors and scam warnings.
Idaho questions
Is foreclosure in Idaho judicial or non-judicial?
Most Idaho foreclosures are non-judicial trustee sales.
Can a homeowner get the home back after a foreclosure sale in Idaho?
There is no right to redeem after the sale.
Can a borrower in Idaho catch up on the loan before the sale?
The borrower can reinstate up to 115 days after the notice of default is recorded.
Is Idaho a buyer's or seller's market right now?
A seller's market. Idaho scores 77 out of 100 on our market scale, where low scores lean to buyers. Listings spent about 70 days on the market, and 18% had a price cut in October 2026. Source: Realtor.com® Economic Research.
How far behind does a borrower have to be before foreclosure starts?
Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind. Source: Consumer Financial Protection Bureau.