Arkansas foreclosures and housing market
How foreclosure works in Arkansas, which counties lean to buyers or sellers, and how many homes are for sale right now.
How's the market in Arkansas?
A buyer's market.
Listings spent about 74 days on the market, and 17% had a price cut in October 2026.
Market figures: Realtor.com® Economic Research, October 2026. Free weekly email. Unsubscribe anytime.
Distressed properties in Arkansas
Pre-foreclosures, auctions, bank-owned and HUD homes from county notices, with the street area instead of the house number.
Representative photoWe are not tracking properties in Arkansas yet
Our property list covers a handful of counties so far. Leave your email for the free weekly brief, and we will note that you want property alerts for Arkansas.
The closest place we track is Texas, with 2 properties.
The Arkansas market in October 2026
Our score compares how many listings went under contract with how many were for sale, ranked against every US county. Low scores lean to buyers, high scores to sellers.
Arkansas market score
- Homes for sale
- 15,175
- US: 1,179,101
- Typical days on market
- 74
- US: 66
- Listings with a price cut
- 17%
- US: 21%
- Homes for sale vs pre-pandemic
- +3%
- US: −7%
- October 2026 vs the October average for 2017 to 2019.
Market score by county
Check any countyGray counties had too few listings to score. Tap a county for its full answer.
Most buyer-friendly counties
Lowest scores among counties with 50+ homes for sale.
- 1Sebastian County61 days on market · 21% with a price cut · 554 for sale
- 5Crawford County63 days on market · 19% with a price cut · 193 for sale
- 6Logan County98 days on market · 18% with a price cut · 111 for sale
- 6Franklin County74 days on market · 8% with a price cut · 87 for sale
- 6Scott County99 days on market · 7% with a price cut · 55 for sale
Most seller-friendly counties
Highest scores among counties with 50+ homes for sale.
- 75Independence County87 days on market · 11% with a price cut · 113 for sale
- 65Washington County71 days on market · 21% with a price cut · 1,186 for sale
- 64Saline County56 days on market · 23% with a price cut · 635 for sale
- 63Pope County74 days on market · 20% with a price cut · 218 for sale
- 58White County58 days on market · 23% with a price cut · 254 for sale
Source: Realtor.com® Economic Research, October 2026 county data. County days on market are medians. State and US figures weight each county by its homes for sale. Price-cut share is the share of listings with a price reduction.
How foreclosure works in Arkansas
Most Arkansas foreclosures are non-judicial.
- Main steps and notices
- At least 10 days before starting, the lender sends the borrower a copy of the note and mortgage, a payment history and information on loan help.
- A notice of default is recorded at least 60 days before the sale and mailed to the borrower within 30 days of recording.
- The sale is published once a week for four weeks and posted at the courthouse and online.
- Bids under two-thirds of the debt can't be accepted at the sale.
- Catching up before the sale
- The borrower can reinstate any time before the sale.
- After the sale
- There is no right to redeem after the sale.
- Before any of this starts
- Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind.
- Governing law
- Arkansas Code § 18-50-101 et seq.
Sources
- Justia, Foreclosure laws and procedures: 50-state survey (last reviewed November 2022)
- Nolo, Foreclosure redemption period rights (state chart)
- Consumer Financial Protection Bureau, How to avoid foreclosure
General information, not legal advice.
Laws change and each case differs. Anyone facing foreclosure should talk with a local attorney or a HUD-approved housing counselor.
Go deeper
- Check any county's marketPick a county in Arkansas and see whether it leans to buyers or sellers.
- Read the buying guidesHow to buy pre-foreclosures, auction homes, bank-owned homes, HUD homes and short sales.
- Help if you're behind on your mortgageWhere you are in the process, your options, free counselors and scam warnings.
Arkansas questions
Is foreclosure in Arkansas judicial or non-judicial?
Most Arkansas foreclosures are non-judicial.
Can a homeowner get the home back after a foreclosure sale in Arkansas?
There is no right to redeem after the sale.
Can a borrower in Arkansas catch up on the loan before the sale?
The borrower can reinstate any time before the sale.
Is Arkansas a buyer's or seller's market right now?
A buyer's market. Arkansas scores 37 out of 100 on our market scale, where low scores lean to buyers. Listings spent about 74 days on the market, and 17% had a price cut in October 2026. Source: Realtor.com® Economic Research.
How far behind does a borrower have to be before foreclosure starts?
Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind. Source: Consumer Financial Protection Bureau.